There are many advantages to owning your own home, and for many people getting the keys to a house or flat that you've bought is a dream come true! Getting on the property ladder is one of the biggest financial decisions you can make, and whilst it's an exciting time, the process can seem complicated and daunting. At CARA Mortgage Services we take the hassle out of homebuying and do the complicated work for you. CARA’s Mortgage Advisers are experts in arranging First Time Buyer Mortgages and have helped many clients find the right financing solution for their first home.

The first step is a discussion with one of our expert Mortgage Advisers to understand your personal circumstances, work out what is affordable and importantly find out how much you could borrow with a Decision in Principle. To build a clear picture they will take into consideration your income, outgoings, future plans, and the deposit you have available to ensure they recommend the mortgage that is right for you. With lender’s criteria and government incentive schemes constantly changing, there could be opportunities available to you that you were unaware of!

We will be there to guide and support you through the process, to the day you get the keys in your hands and continue to support you throughout the years of your homeownership. Get in touch today to book your appointment with one of our advisers.